![]() Pom-pom, also called a pom or cheerleading pom, is derived from the French word pompon, which refers to a small decorative ball made of fabric or feathers. Webster's New World College Dictionary (fourth edition) gives the spelling as "pompom.".The American Heritage Dictionary of the English Language (5th edition, 2011) gives the spelling as "pompom" or "pompon.".The New Oxford American Dictionary (third edition, 2010) gives the spelling as "pom-pom.".Webster's Third New International Dictionary (1961) gives the spelling as "pompon.". ![]() Pom-poms are shaken by cheerleaders, pom or dance teams, and sports fans during spectator sports. Pom-poms may come in many colours, sizes, and varieties and are made from a wide array of materials, including wool, cotton, paper, plastic, thread, glitter and occasionally feathers. The term may refer to large tufts used by cheerleaders, or a small, tighter ball attached to the top of a hat, also known as a bobble or toorie. Q: What if I have a question not listed here?Ī: Contact Stormwind University! Visit us on the web at or contact any of the officers.Three cheerleaders dancing with pom-poms in Tokyo, JapanĪ pom-pom – also spelled pom-pon, pompom or pompon – is a decorative ball or tuft of fibrous material. Q: Isn’t this just the Alliance Medical Association talks?Ī: It was inspired by the Alliance Medical Association, certainly! But instead of limiting topics to medicine, Stormwind University embraces all “academic” subjects.Ī: That’s not a question, but maybe Kezan University will offer a similar series!Ī: Sure! See above and look for “To propose a talk”. Q: Come on! How is a talk on “The Mechanisms of Druidic Shapeshifting” not fiction?Ī: It is fiction for us, the players of World of Warcraft, but it’s not fiction for our characters. The Colloquium Series is monthly and is for non-fiction. Q: Isn’t this just like Stormwind University’s Literary Conclave?Ī: Nope! The Literary Conclave is weekly and is for fiction. ((Sync your calendar with the Wyrmrest Accord Google Calendar for full automation))Ī: It’s a twice-monthly role-play event where we pretend a lecturer gives a public talk on an academic-but Warcraft- and role-play–related-subject to the general public.Subscribe to The Royal Courier for all the latest happenings.((Send an email to ((Send a direct message on Twitter to ((Send an ask on Tumblr to pommie-tappet)).Talks should be around 20 minutes (expect about 10 minutes for questions) for 30 minutes total. Mechanized automatons and other engineering topicsĪre you an expert in your field-and can explain it in simple terms to a knowledge-thirsty audience? SIGN UP! We have spots open throughout the year.Topics may include and are not limited to: WHAT: Stormwind University professors and guest speakers from the Alliance will present fascinating talks on academic subjects of importance to us all-delivered in a friendly and non-academic tone that everyone can understand and enjoy. WHERE: The gatehouse at the east entrance to Darnassus. WHEN: First and Third Wednesday of each month at the 6th bell of the evening ((6pm pacific)). Stormwind University is proud to announce its Colloquium Series in 2016! ![]() UPDATED! Since my previous speaker turned out to be deceased, may I present this replacement:īY: Cardin Horton S.U.’s Monthly Colloquium Series
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![]() Problems at home, a restless baby, a medical condition, or prescribed medication can all interfere with a person’s sleep. Jumping to conclusions can be problematic and come with a risk of discrimination.Ī big night out could well be the reason but there are other factors that can lead to a lack of sleep outside of work. Find out the causeĮven if you think you know the reason as to why an employee is asleep at work, it’s best to not make assumptions. If there is no immediate danger and they are well enough to continue working, fix a place to have a private conversation as soon as possible. There are many reasons as to why an employee may have fallen asleep at work and you’ll need to find out why. They may also be delirious and/or embarrassed by the situation, making it difficult to get a coherent excuse out of them straight away. ![]() They will likely be scared as soon as they see you and remember where they are. If it’s low risk and they are asleep at their computer, don’t be tempted to scare the living daylights out of them. For example, were they or anyone else in immediate danger due to them being asleep? You’ll need to quickly assess the situation. Your next steps will be dependent on their role and responsibilities. Once you’re over the shock of finding an employee sleeping on the job, you might be looking for a way to wake them up so that you can ask them what on earth is going on. You’re returning from a long meeting only to find that an employee is snoozing when they should be working. ![]() ![]() Yet, since 2015, the share of credit card holders with subprime scores has remained stable, representing less than one-fifth of total accounts (Figure 2). Previously, an increase in new credit card accounts for people with lower credit scores generally led to a rise in average credit card interest rates, as people with subprime scores – less than 660 – are typically offered a higher rate due to a greater risk of default. In 20, credit card debt decreased as Americans received an influx of financial relief payments, yet interest rates continued to increase.įigure 1: Risk Margin Charge-Off Rate (Federal Reserve) But then, as the economy recovered, credit card companies did not decrease their prices accordingly, despite seemingly lower risk of default.ĭuring the COVID-19 pandemic, issuers’ margins and charge-off rates diverged even further. īefore the Great Recession, the charge-off rate – a measure of accounts considered uncollectable after extreme delinquency – and issuers’ margin moved in tandem. The margin is the difference between the prime rate, the benchmark most commercial banks use to set cardholders’ annual percentage rate (APR), and the average APR on credit cards assessed interest. In 2021, the risk margin on credit cards reached all-time highs even though actual delinquencies and defaults fell to record lows (Figure 1). Yet in the past several years, after the market adjusted to these changes, credit card interest rates have increased despite falling charge-off rates, a stable share of subprime cardholders, and a historically low prime rate. Reforms in the Credit Card Accountability Responsibility and Disclosure Act of 2009 (“CARD Act”) advanced competition and saved consumers billions of dollars by restricting harmful back-end or hidden pricing practices. Examining the factors influencing credit card interest rates Consumer reliance on credit cards as a source of borrowing justifies a closer look at what’s driving interest rates, as credit card market profitability increases. With today’s interest rates, a person with a $5,000 credit card balance could pay an additional $1,000 in interest over the course of a year. ![]() In the coming months, even more people may turn to their credit cards, as increasing prices for necessities like groceries and gas upend their budgets. More than 175 million Americans have at least one credit card, and at any given time, about half of active credit card accounts carry a balance. Should I change my number and address where I live? However I cannot change my work location, now that they have the official email address.Ħ.When consumers face unexpected expenses and lack the cash to make it from one paycheck to the next, credit cards can provide essential flexibility. Is it a crime? Would I be punished for it?ĥ. Would they call up my company and harass me? What can I do in such situations?Ĥ. Do civil court judgments have any sort of jurisdiction here?ģ. If they decide to sue me for this and get a judgment against me, what implications does this have on me residing here in India? I am not a resident of Australia. Since the debt has been sold to a collections company, what can they do to pursue the debt here in India?Ģ. ![]() I am still not in a situation to pay them back, I want to enquire the following detailsġ. I got an email this morning about some offers in settling the amount. The disturbing development is that, they got my work email id from somewhere, they may have tracked things down from social networking sites or pulled out details from the IP Address or something. Again, this went on for sometime and I got notices from the bank and the collections company about threats about legal action and so forth. This went on for a while and then they sold my debt to a collections company and on behalf of the bank they started contacting me in a rather aggressive way. I would get call early in the morning, however I did not answer any of them. I stopped making the payments, and I got reminders and legal action threats and so forth. I wrote to the bank asking for assistance in financial hardship, which is a facility that they provide. Then my financial circumstances changed a bit and I was not able to make any further payments. Then in 2010 i moved back to India, I was making regular minimum payments till about 2013. I was using a Credit Card and making all payments on time. ![]() Who Yue interacts with during her investigation may lead to friendship, romance, or heartbreak. Nurse and police costumes will be available next week, cowgirl and wrestler costumes for the third week, and mummy and skeleton costumes for the fourth and final week.Ĭheck out the TERA official site for more info. Eldritch Academy is a Romance/Paranormal Thriller visual novel. For this week, players can purchase the sexy Devilicious costume for females and sentai-themed Titan Force costumes for male characters. Festival events kick off on October 1 and run throughout the month, so head to the Eldritch Academy, speak with Serena, and get to blasting enemies with. Players who participate in the special dungeon will be rewarded with Halloween Candy which they can exchange for unique mounts, pets, and of course, costumes.Įn Masse will also be releasing premium seasonal costumes every week of October. Solana Academy is a prestigious all-girl boarding school in a remote corner of Japan. Get this visual novel and 1 more for 9.00 USD. Once you're inside, use the Halloween Cannons to repel waves of monsters intent on stealing every last bit of candy they can get their grubby paws on.” A downloadable visual novel for Windows, macOS, Linux, and Android. Eldritch Academy is on Steam, and will unlock in less than 12 hours Steam Link To celebrate, the game will also have a 10 sale here, to match the launch disco. “Look for the witch Serena at the Eldritch Academy (near Pora Elinu) to participate. With this update, Eldritch Academy can now be played with the new art, music, and script. Yues choices determine who she becomes close to as she investigates the secrets of her school. En Masse Entertainment has brought back the Harvest Festival Hall event to kick off the celebrations.ĭuring the event, players will be able to participate in a special Halloween-themed dungeon. A romance/paranormal thriller visual novel with horror elements. Halloween is in the air and TERA is celebrating with candies and costumes for everyone. ![]() For me, what's lost is the impulse to create as soon as I grab the pen. Open the software and you're overwhelmed by the variety of features that come with it. They inadvertently overlooked the web as a new medium, with its infinitely expandable nature, often resulting in fixed-sized text and buttons.Īt the time of the iPad's rise, software makers designed iPad software in the same way they designed desktop software, and the result was a big, bloated, all-purpose software that was as close to Photoshop as possible. I think the electronic device, as a brand new carrier, brings infinite possibilities that traditional paper and pencil do not.Īt the time of the rise of the web media, people demanded web pages with the design ideas of traditional newspapers. For the past few years, 28 grams of presentation paper with excellent texture, paired with a red ring 800+ drawing pencil has been my only choice. I love paper and pen, or am very picky about paper and pen. Intuitive interaction, easy-to-use tools, and endless drawing paper are the core experience of the Blankbook. The original design of the Blankbook is not simply a pile of functions, but a thoughtful simplification. I want to focus on the advancement of digital technology and the intuitiveness of pen and paper. Blankbook's goal is to reduce the clutter and reproduce the essence of a modern handwriting experience. I found too many apps that try to do everything, yet when they do that, they lose focus. Not satisfied with this, I developed an app called "Blankbook".Ĭlick to download at App Store Why bother creating another note app? After trying various solutions on the market, I still haven't found the software I want. Taking notes and drawing something down, is the impetus for many people to buy an iPad and Apple Pencil. Thank you for reporting spam and other rule-breaking content. If you have any suggestions regarding subreddit or community improvements, you can message the moderators at any time. Exceptions may be made and the final say goes to the moderators. Self-Promotion is prohibited unless posted and presented as self-promotion, and only in the General Discussion Thread.Out-of-topic content or content that isn't directly related to iPads will be removed.Any request to remove MDM or otherwise break into devices will be removed.Jailbreaking talk goes in /r/jailbreak, sideloading talk goes to /r/sideloaded.Posts soliciting the purchase, sale or donation of iPads, Apple Store credits, or UDID registrations are better suited to Craigslist or other sites."Title-only" posts aren't allowed either. Simple photos of an iPad don't deserve their own post unless they showcase a third-party accessory, same goes for simple yes or no questions. We expect links and self-posts to foster discussion, and to have substance."What Should I Buy", simple TechSupport questions and Apps requests will only be allowed in the What Should I Buy and Discussion & Tech-Support threads, respectively.A moderator will have the final say on whether or not a post is low quality/effort or not. We feel like you know what low-quality/effort posts are. No low-quality/effort posts (iPad in a box, memes, meta.).Do not discriminate, abuse, or otherwise disrespect other members, groups, or minorities. Pictures, discussion, rumors, news, iOS, hardware, and more about the company out of Cupertino.Īsk any questions you may have in the Discussion & Tech-Support thread, in the What Should I Buy thread, on AppleHelp, or on Discord. All models are suitable for wall or wall mounting and can be placed in the garden or next to the driveway. 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Decorate for example the back or front door with a large built-in letterbox flap in English style. Our American or English mailboxes are suitable for standing outside in the garden, driveway or on the wall. Are you looking for classic green mailboxes? At Manves can buy these in various sizes. The “Protect” tab in the interface speaks of itself pretty clearly. Crack download, you are prompted to choose one of the four main functions, namely, create, combine, or convert PDF, as well as edit PDF text. Furthermore, you can embed watermarks, change the background, set new headers and footers, add check boxes, radio buttons and digital signatures, as well as protect your files with a user-defined password and signatures.Īs soon as you start iSkysoft PDF Editor Pro 6. The files can be added using either the browse button or the drag-and-drop support. 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You could also check out NimbleBit LLC web-address to discover more relating to the company/game developer who developed this mobile game.To install Pocket Trains apk mod, your android device Not require to root. ![]() You no longer need to reload, and will have unlimited ammunition for each new. This mobile game is listed in Casual genre of app store. Hay Day is actually one more addicting video game which I have discovered. The best place to get cheats, codes, cheat codes, walkthrough, guide, FAQ. About a million people placed a bet-equivalent to 1 in 7 city residents. This in no way implies ignoring other levels of action. Hay Day Hack No Survey - Hay Day Hack Cheat 2014 Ios Android Hay Day Cheat tool No Survey from jenna stevens on Vimeo. That balmy November night, the pot had gone unclaimed six times over. When no one picks correctly, the prize money rolls over to the next set of races. More than 10 million combinations are possible. The wager is a little like a trifecta of trifectas it requires players to predict the top three horses, in any order, in three different heats. 6, 2001, all of Hong Kong was talking about the biggest jackpot the city had ever seen: at least HK$100 million (then about $13 million) for the winner of a single bet called the Triple Trio. Therefore, after you have 5 trains running, it would be a great idea to start building fuel carts for them in order to have them run longer. Their cathedral is Happy Valley Racecourse, whose grassy oval track and floodlit stands are ringed at night by one of the sport’s grandest views: neon skyscrapers and neat stacks of high-rises, a constellation of illuminated windows, and beyond them, lush hills silhouetted in darkness. Although at first you will want to have as many trains running as possible, having no fuel in the tanks means that you have to wait longer and you lose money. Various other choices like Statistics and Awards monitor. Hacking Pocket Trains INFINITE TRAIN PARTS LT M 76 subscribers Subscribe 78 Share 20K views 7 years ago This hack will get you never-ending parts Special or Normal Bluestacks is a. Craft lets you customize your trains - which you need to do commonly - to beefier models. Occasion takes note of how your present trains are doing. New RR enables you to acquire brand-new automobiles or cities to take a trip to. Horse racing is something like a religion in Hong Kong, whose citizens bet more than anyone else on Earth. The Menu-display holds a variety of choices you can modify. ![]() The telephone number on the sticker is only seven digits, no listed area code, which I haven’t seen for at least a couple of decades. It identifies the shop as Musical Strings ‘N’ Things in Chatham, Ontario, which opened in 1972 and still operates. If you are used to a full scale guitar, it feels very slinky with regular gauge strings (10-46).Īn interesting side piece to this instrument is the oval sticker on the rear of the head, from a store where it was previously sold. This guitar plays well and all the controls function. ![]() The pickguard is a pearlescent plastic, though the full depth of the pearlescence doesn’t show well in the photographs. The neck finish shows that the guitar was used in the presence of cigarette smokers, with a fair amount of amber buildup. This one shows a number of chips but is largely intact. ![]() On this model, the coloured finishes tended to be thin and so they haven’t endured well. This shade of red is fairly dark and is quite different from the much brighter Fiesta Red on some Teles and Strats. The distinctive Dakota Red finish is original and in good condition. The headstock decal is another CBS-era item, and it is remarkably complete many have dried out and chipped away over the decades. At this point the sale to CBS had been completed and differences start to appear, notably the F stamp on the neck plate. This example is a largely original condition Fender Duo-Sonic II in Dakota Red finish and 24 inch scale length, dating to 1965 and built at the Fullerton, California plant. The bridge is a stamped plate with three threaded rod saddles (the threads providing easy string spacing), and Kluson Deluxe tuners with white plastic buttons were used at the head. As stock, the slider switches turn a pickup off (center position) or on, in or out of phase, in the outer positions. For electronics, there are two angled single coil pickups controlled by three-position slider switches, and master volume and tone controls. As usual on post-1960 Fender models, it has a maple neck with rosewood fingerboard. It uses a fairly thin double cutaway, offset waist Alder body. The Duo-Sonic II was available in 22.5 inch and 24 inch scale lengths. Fender introduced the Duo-Sonic in 1956 as a short scale, budget guitar, and with the company’s sale to CBS in 1965, a longer scale version named the Duo-Sonic II appeared. |